1,100+ users already on Karma
The future of
finance is hybrid
Send fiat, swap tokens, withdraw to crypto, all inside one account.
One account.
Two financial worlds.
Move money between traditional banking and crypto with instant settlement.
Transfer USDT from your wallet via IBAN
Instant settlement between assets
Buy crypto instantly with no extra steps
Move funds instantly without delays
Everything you expect from a bank,
and everything you need from crypto.
Move money between traditional banking and crypto with instant settlement.
Real IBAN account
Verified IBAN for euro deposits and withdrawals
Instant crypto purchases
Buy digital assets in seconds from your balance.
Solana-integrated wallet
A high-speed wallet on Solana for ultra-fast transactions.
Low fees & fast transfers
Transfer money and crypto quickly without high costs.
Multi-currency support
Manage euros and cryptocurrencies in one place.
Full transparency & security
Clear pricing, secure infrastructure, and full control.
Explore the app interface.
Tap through the core screens and see how Karma works in action.
Introducing the KARMA Token.
Utility. Governance. Value alignment.
Earn rewards for ecosystem activity
Get rewarded automatically for everything you do in the ecosystem
Access premium features
Unlock advanced tools and exclusive platform capabilities
Reduced trading fees
Save more on every trade with lower, loyalty-based fees
Community voting
Transfer money and crypto quickly without high costs
Security you can fully trust.
Built with bank-grade security and transparent architecture.
Compliance with EU financial standards
Encrypted key custody
SOC2-level infrastructure
Transparent smart-contract logic
